Impact of external supports on community savings and credit associations in the rural environment

Authors

  • Esteban Martínez-Dajui
  • Renato Almorín-Albino

Abstract

In this article, we analyze the effect that external financial and
technical supports have on the promotion and consolidation of
a scheme for community savings and credit associations with
peasant groups. Some authors point out the need for these
supports to encourage this type of schemes; however, there
is no evidence to sustain this. Results from this study show
that external supports granted as seed money and technical
assistance favor the promotion of savings and credit schemes,
but not the consolidation of these schemes because of the
projects’ temporality, allotment mechanisms, interference of
other types or supports, and the particular characteristics of
each group. Only in certain situations do external supports
allow consolidating successful savings and credit schemes with
peasants that are self-managing; this is explained by the dynamic
present in peasant households, whose basic objective is survival
and community savings and credit is only one of the factors that
helps them attain their objective.

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Published

2011-05-05

How to Cite

Martínez-Dajui, E., & Almorín-Albino, R. (2011). Impact of external supports on community savings and credit associations in the rural environment. Agricultura, Sociedad Y Desarrollo, 8(3), 387–406. Retrieved from https://www.revista-asyd.org/index.php/asyd/article/view/1159

Issue

Vol. 8 No. 3 (2011): Agricultura Sociedad y Desarrollo

Section

Artículos

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